CPB (Certified Professional Biller) Certification Practice Exam

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Which term is represented by the abbreviation CDHP?

  1. Belief in the development of whole self, including a healthy balance of mental, social/emotional and physical well-being

  2. Cancer or Carcinoma

  3. Certified Coding Specialist

  4. Consumer Directed Health Plan

The correct answer is: Consumer Directed Health Plan

The abbreviation CDHP stands for Consumer Directed Health Plan. This term refers to health insurance plans that allow consumers to have more control over their healthcare choices and spending. In these plans, individuals often have access to health savings accounts (HSAs) or health reimbursement arrangements (HRAs), which enable them to make decisions about their healthcare expenditures, thus promoting cost-conscious health care use. Consumer Directed Health Plans emphasize active participation from patients in managing their health care, which can lead to more informed decision-making regarding treatment options and provider selection. These plans aim to balance high deductibles with lower premiums, encouraging consumers to be more engaged in their healthcare financing and utilization.

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